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Citigroup (C) Earnings Report: Q3 2015 Conference Call Transcript

Investor Relations. We ask that you please hold all questions until the completion of the formal remarks at which time you will be given instructions for the question-and-answer session. Also as a reminder, this conference is being recorded today. If you have any objections, please disconnect at this time. Ms. Kendall, you may begin. Susan Kendall (Head of IR): Thank you, [Regina]. Good morning and thank you all for joining us. On our call today, our CEO Mike Corbat will speak first; then John Gerspach, our CFO, will take you through the earnings presentation, which is available on our Web site, Afterwards, we will be...