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Travelers (TRV) Earnings Report: Q3 2015 Conference Call Transcript

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The following Travelers (TRV - Get Report) conference call took place on October 20, 2015, 09:00 AM ET. This is a transcript of that earnings call:

Company Participants

  • Gabriella Nawi; The Travelers Companies, Inc.; SVP, IR
  • Jay Fishman; The Travelers Companies, Inc.; Chairman and CEO
  • Alan Schnitzer; The Travelers Companies, Inc.; Vice Chairman, CEO of Business and International Insurance
  • Jay Benet; The Travelers Companies, Inc.; Vice Chairman and CFO
  • Brian MacLean; The Travelers Companies, Inc.; President and COO
  • Doreen Spadorcia; The Travelers Companies, Inc.; Vice Chairman and CEO of Claim, Personal Insurance, and Bond & Specialty Insurance

Other Participants

  • Jay Cohen; Bank of America Merrill Lynch; Analyst
  • Larry Greenberg; Janney Montgomery Scott; Analyst
  • Josh Stirling; Bernstein; Analyst
  • Kai Pan; Morgan Stanley; Analyst
  • Ryan Tunis; Credit Suisse; Analyst
  • Michael Nannizzi; Goldman Sachs; Analyst
  • Brian Meredith; UBS; Analyst
  • Jay Gelb; Barclays Capital; Analyst
  • Amit Kumar; Macquarie Research Equities; Analyst

MANAGEMENT DISCUSSION SECTION Operator: Good morning, ladies and gentlemen. Welcome to the third quarter results teleconference for Travelers .

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(Operator Instructions) As a reminder, this conference is being recorded on October 20, 2015. At this time, I would like to turn the conference over to Ms. Gabriella Nawi, Senior Vice President of Investor Relations. Ms. Nawi, you may begin. Gabriella Nawi (SVP, IR): Thank you. Good morning and welcome to Travelers discussion of our 2015 third quarter results. Hopefully, all of you have seen our press release, financial supplement, and Webcast presentation released earlier this morning. All of these materials can be found on our Web...


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