After the close on 8/7, two key stocks in the fintech and tech sector report earnings. The stocks of both LendingClub (LC) and Twilio (TWLO) are beaten down stocks where analysts still forecast fast growth. LendingClub is forecasted to return to 32% revenue growth. The stock though trades near 52-week lows with and an EV of only $1.5 billion. If the fintech can hit targets, the stock is extremely cheap at only trades at 2x revenues. The market appears to not expect LendingClub to come anywhere close to the targeted growth rate. Even 20%+ growth would send the stock soaring above $6 and into breakout mode. Twilio was a hot IPO in 2015 and now trades close to the lows after losing business from top customer Uber. The stock hit a low when insiders made big purchases. The cloud communications provider is expected to grow nearly 34% in Q2 but doesn't carry the same cheap valuation as LendingClub. The stock isn't exactly expensive for cloud software with an EV of 5.5x 2018 sales, if Twilio can prove that business will power ahead without Uber. Both stocks intriguing holds into earnings with LendingClub have the apparent best chance to "shock" the market by only matching expectations. Disclosure: Long LC