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M & T Bank (MTB) Earnings Report: Q3 2014 Conference Call Transcript

The following M & T Bank (MTB - Get Report) conference call took place on October 19, 2015, 09:30 AM ET. This is a transcript of that earnings call:

Company Participants

  • Don MacLeod; M&T Bank Corporation; Administrative VP Assistant Secretary IR Director
  • Rene Jones; M&T Bank Corporation; Vice Chairman CFO

Other Participants

  • David Eads; UBS; Analyst
  • Erika Najarian; BofA Merrill Lynch; Analyst
  • Matt OConnor; Deutsche Bank; Analyst
  • Brian Klock; Keefe Bruyette & Woods Inc.; Analyst
  • Bob Ramsey; FBR & Co.; Analyst
  • Bill Carcache; Nomura Securities Co Ltd.; Analyst
  • Sameer Gokhale; Janney Capital Markets; Analyst
  • Matt Burnell; Wells Fargo Securities LLC; Analyst
  • Ken Zerbe; Morgan Stanley; Analyst
  • Ken Usdin; Jefferies LLC; Analyst
  • Marty Mosby; Vining Sparks; Analyst
  • David Darst; Guggenheim Securities LLC; Analyst
  • Gerard Cassidy; RBC Capital Markets; Analyst
  • Chris Spahr; CLSA Limited; Analyst

MANAGEMENT DISCUSSION SECTION Operator: Welcome to M&T Bank's third quarter 2015 earnings conference call. (Operator Instructions). It is now my pleasure to turn the call over to Don MacLeod, Director of Investor Relations. Please go ahead. Don MacLeod (Administrative VP Assistant Secretary IR Director): Thank you, Maria. Good morning. I'd like to thank everyone for participating in M&T's third quarter 2015 earnings conference call, both by telephone and through the webcast. If you have not read the earnings release we issued this morning, you may access it along with the financial...