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Retirely in The things you own end up owning you,

Banks have been quietly parking vans advertising “Free Candy” at the ends of cul-de-sacs in seedy neighborhoods… again

“Credit card issuers are feeling a lot better about the economy and their position,” said Bill Hardekopf, chief executive of, a credit card comparison website. “They want to generate some new business.”

Curtis Arnold, founder of, said it’s part of a pattern of banks relaxing credit standards after years of tight restrictions imposed by regulators after the financial crisis.

“Slowly, issuers have gotten more and more aggressive, not just with credit-line increases, but with lower rates, lower fees,” offering longer periods with zero percent rates and the like, he said.