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American Express Company (AXP) Q3 2015 Results - Earnings Call Transcript

Operator

Ladies and gentlemen, thank you for standing by and welcome to the American Express Third Quarter 2015 Earnings Call. At this time, all participants are in a listen-only mode. Later, there will an opportunity for your questions. [Operator Instructions]. As a reminder, this conference is being recorded.

I would now like to turn the conference over to your host, Toby Willard. Please go ahead.

Toby Willard - Head of Investor Relation

Welcome. We appreciate all of you joining us for today’s call. The discussions today contains certain forward-looking statements about the Company’s future financial performance and business prospects, which are based on management’s current expectations and are subject to risks and uncertainties. Factors that could cause actual results to differ materially from these forward-looking statements are set forth within today’s earnings press release and earnings supplement which were filed in an 8-K report and in the Company’s other reports already on file with the Securities and Exchange Commission.

The discussion today also contains certain non-GAAP financial measures. Information relating to comparable GAAP...


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