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Aetna (AET) Mark T. Bertolini on Q3 2015 Results - Earnings Call Transcript


Good morning. My name is Melissa and I will be your conference facilitator today. At this time, I would like to welcome everyone to the Aetna Third Quarter 2015 Earnings Conference Call.

All lines have been placed on mute to prevent any background noise. After the speakers' remarks there will be a question-and-answer period. As a reminder, this conference is being recorded.

I would now like to turn the conference over to Tom Cowhey, Vice President of Investor Relations. Mr. Cowhey, you may begin.

Thomas F. Cowhey - Vice President-Investor Relations

Good morning, and thank you for joining Aetna's third quarter 2015 earnings call and webcast. This is Tom Cowhey, Vice President of Investor Relations for Aetna. And with me this morning are Aetna's Chairman and Chief Executive Officer, Mark Bertolini, and Chief Financial Officer, Shawn Guertin. Following the prepared portion of the remarks, we will answer your questions. Karen Lynch, Aetna's President will also join us for the Q&A session.

During this call, we will make forward-looking statements. Risk factors that may impact...