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Santander Consumer USA Holdings' (SC) CEO Jason Kulas on Q3 2015 Results - Earnings Call Transcript

Operator

Good morning, and welcome to the Santander Consumer USA Holdings Third Quarter 2015 Earnings Conference Call. At this time all parties have been placed into listen-only mode. Following today's presentation, the floor will be opened for your questions. [Operator Instructions]

It is now my pleasure to introduce your host, Evan Black from the SC Investor Relations Team. Evan, the floor is yours.

Evan Black - IR

Good morning everyone and thank you for joining the call. On the call today we have Jason Kulas, Chief Executive Officer and Jennifer Davis, Interim Chief Financial Officer.

Before we begin, as you are aware, certain statements made today such as projections for SC's future performance are forward-looking statements. Actual results could be materially different from those projected. SC has no obligation to update the information presented on this call. For further information concerning factors that could cause these results to differ, please refer to our public SEC filings.

Also on today's call, our speakers may reference certain non-GAAP financial...


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