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Retirement Saving Is So Easy With These Three Simple Tools

NEW YORK (TheStreet) -- No, saving for retirement isn't daunting.

A plan of action, coupled with the right tools at your disposal is key, experts say.

The fact is, too many American's aren't keeping retirement top of mind. Some 21 million people aren't saving for retirement at all, according to a Bankrate survey.

Here are three tools bound to pave the way to a financially sound retirement.

1. Index Funds

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