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Banco Santander-Chile (BSAC) Q4 2014 Results - Earnings Call Transcript

Banco Santander-Chile (BSAC)

Q4 2014 Earnings Conference Call

February 05, 2015 9:00 AM ET


Raimundo Monge - Corporate Director, Strategic Planning

Robert Moreno - Manager, IR


Thiago Batista - ITAU BBA Securities

Philip Finch - UBS

Tito Labarta - Deutsche Bank

José Barria - Bank of America Merrill Lynch

Saul Martínez - JPMorgan



Good day, ladies and gentlemen and welcome to the Quarter Four 2014 Banco Santander-Chile Earnings Conference call. My name is Caspian and I will be your operator for today. At this time all participants are in listen-only mode. We will conduct a question-and-answer session towards the end of this conference. [Operator Instructions] As a reminder, this call is being recorded for replay purposes.

I would like to turn the call over to Mr. Raimundo Monge, Corporate Director of Strategic Planning. Please proceed sir.

Raimundo Monge

Thank you very much. Good morning ladies and… Read More …