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Higher One's (ONE) CEO Marc Sheinbaum on Q2 2015 Results - Earnings Call Transcript


Good day, ladies and gentlemen, and welcome to the Higher One Holdings, Incorporated Q2 2015 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we’ll conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, this call is being recorded for replay purposes.

I would now like to introduce your host for today’s conference Patrick Pearson, Director of Investor Relations and Corporate Development. Mr. Pearson, please go ahead.

Patrick Pearson - Investor Relations

Thank you Wei. Good morning everyone, and welcome to the Higher One Second Quarter 2015 Earnings Call.

Giving prepared remarks on the call today will be our Chief Executive Officer, Marc Sheinbaum; and our Chief Financial Officer, Chris Wolf. Marc will provide a summary of our quarterly performance and Chris will provide more detail on the financials before opening up the call for Q&A. There is a slide presentation that accompanies our discussion of the quarter that is available on our Investor Relations website at

This call contains statements that...">More