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Protect Your Nest Egg: Use Low Volatility Strategies In Your Retirement Portfolio

If you're already in retirement or quickly approaching the day you finally call it quits, you should be focusing on how to maximize income from your portfolio while taking on the least amount of risk. It's a tough choice to invest in assets that will provide you with the needed income, particularly if those assets have inherently higher risk.

In an environment where interest rates are normal, this concern may be minimal because you would be able to generate a decent yield with a laddered combination of investment grade bonds and a few high yield names sprinkled in. But, we are in the lowest interest rate environment in decades and even though rates declined further in 2014, when expectations were that they would rise, it is hard to argue that they aren't going to go up from here. It may be a slow process and it might be delayed until… Read More …