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Discover Financial: Monthly Credit Card Charge-Off And Delinquency Statistics

The following excerpt is from the company's SEC filing.

As of and for each of the twelve months ended

(dollars in billions)

Sep 30, 2015

Aug 31, 2015

Jul 31, 2015

Jun 30, 2015

May 31, 2015

Apr 30, 2015

Mar 31, 2015

Feb 28, 2015

Jan 31, 2015

Dec 31, 2014

Nov 30, 2014

Oct 31, 2014

Ending Loans

Average Loans

Net Principal Charge-off Rate

Delinquency rate (over 30 days)

(1) Represents net principal charge-off dollars (annualized on an actual/actual day basis) divided by average loans for the reporting period

(2) Represents loans delinqu ent over 30 days divided by ending loans

The statistics presented above provide information regarding Discover Financial Services' total credit card portfolio. The data presented differs from the data reported by the Discover Card...


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