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BofI Holding's (BOFI) CEO Greg Garrabrants on Q1 2016 Results - Earnings Call Transcript


Good afternoon, ladies and gentlemen. Thank you for standing by. Welcome to the BofI Holding, Inc. First Quarter 2016 Earnings Conference Call. For today's presentation, all parties will be in listen-only mode. As a reminder, following the presentation, there will be a question-and-answer session. [Operator Instructions] This conference is being recorded today, Thursday October 29, 2015.

Now, I’d like to turn the conference over to Johnny Lai, Vice President of Corporate Development and Investor Relations for BofI Holding. Please go ahead, sir.

Johnny Lai - VP Corporate Development and Investor Relations

Thank you, and good afternoon, everyone. Joining us today for BofI Holding Inc.'s first quarter 2016 financial results conference call are the Company's President and Chief Executive Officer, Greg Garrabrants; and Executive Vice President and Chief Financial Officer, Andy Micheletti. Greg and Andy will review and comment on financial and operational results for the first quarter of 2016 and they will be available to answer questions after the prepared presentation.

Before we begin, I’d like to remind listeners that prepared remarks made on this call may contain...