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Portfolio Recovery Associates' (PRAA) CEO Steven Fredrickson on Q3 2015 Results - Earnings Call Transcript


Good afternoon, and welcome to the PRA Group earnings conference call. [Operator Instructions] I would now like to turn the call over to your host Ms. Darby Schoenfeld, Director of Investor Relations for PRA Group. You may begin Ms. Schoenfeld.

Darby Schoenfeld - Director, Investor Relations

Thank you. Good afternoon, everyone, and thank you for joining us. With me today are Steve Fredrickson, Chairman and CEO; Kevin Stevenson, President, CAO and CFO; and Neal Stern, Executive Vice President and Chief Investment Analytics and Operational Strategy Officer. Geir Olsen, Chief Executive Officer of PRA Group Europe will also be available to answer questions during Q&A.

The press release announcing our third quarter results was distributed this afternoon and is available on the Investors section of our website at A replay of this call will be available shortly after its conclusion. The information needed to listen to the replay is contained in the earnings press release.

I would also like to remind you that we do not provide earnings forecast, however, we believe all statements other than statements of historical fact are considered forward-looking...