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5 Things You Must Know Before the Market Opens Friday

1. -- U.S. stock futures pointed to a flat to slightly lower start for Wall Street on Friday, July 13, as earnings season kicks off with reports from some U.S. banking giants, and the U.S. government releases data on consumer inflation and retail sales.

European shares traded mixed while Asian stocks finished Friday's session mostly higher.

The Dow Jones Industrial Average posted a record close on Thursday, July 13, for the second day in a row as the retail sector rallied on higher hopes for the second quarter. The Dow rose 0.10%, enough to clinch a new record of 21,553. The S&P 500 added 0.19%, and the Nasdaq rose 0.21%.

For Friday, the economic calendar in the U.S. includes the Consumer Price Index for June at 8:30 a.m. ET, Retail Sales for June at 8:30 a.m., Industrial Production for June at 9:15 a.m., Business Inventories for May at 10 a.m., Consumer Sentiment for July at 10 a.m. and the weekly Baker Hughes Rig Count at 1 p.m.

2. -- JPMorgan Chase & Co. ( JPM) reported second-quarter profit of $1.82 a share, topping analysts' forecasts of $1.59.

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3. -- AT&T Inc. ( T) CEO