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Ford Motor Company's 2015 F-150 Repair Bills: What You Need to Know

Ford's 2015 F-150 is critical for the company's profits. Source: Ford Motor Company.

Around and around and around we go -- who's right? Nobody knows.

That pretty much sums up the debate between those who believe Ford Motor Company's (NYSE:F) 2015 aluminum-bodied F-150 will end up costing consumers extra funds out of their wallets for repairs, and those who don't. Ford's crosstown rival General Motors has already unleashed a slew of commercials knocking the F-150 for more expensive repairs and the fact that aluminum products are perceived as less durable than their steel counterparts. Months ago, also released a report after they took a sledgehammer to the truck, sent it off for repairs, and then received a staggeringly expensive bill.

On top of all that, just last week, the Insurance Institute for Highway Safety, or IIHS, reported that after a crash test, it cost 26% more to repair the new aluminum-bodied F-150 than it did for its steel-bodied predecessor. Despite all of these unfavorable arguments for the aluminum-bodied F-150, there's a flip side.

On the other hand
Despite these unfavorable results, insurance companies have yet to raise the insurance rates of the 2015 F-150.

"Rates for the aluminum version of the new F-150 won't change unless enough actual claims data indicates a need for an adjustment," a State Farm Insurance spokeswoman told Automotive News.

Even more recently, there is evidence suggesting the 2015 F-150 might actually cost consumers less in repair bills.

Assured Performance, an...