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Allstate (ALL) Earnings Report: Q3 2015 Conference Call Transcript

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The following Allstate (ALL - Get Report) conference call took place on November 3, 2015, 09:00 AM ET. This is a transcript of that earnings call:

Company Participants

  • Pat Macellaro; The Allstate Corporation ; VP of IR
  • Tom Wilson; The Allstate Corporation ; Chairman & CEO
  • Steve Shebik; The Allstate Corporation ; EVP & CFO
  • Matt Winter; The Allstate Corporation ; President also CEO of Allstate Life Insurance Co.
  • Judy Greffin; The Allstate Corporation ; CIO
  • Don Civgin; The Allstate Corporation ; President Emerging Business

Other Participants

  • Ryan Tunis; Credit Suisse ; Analyst
  • Josh Shanker; Deutsche Bank ; Analyst
  • Dan Farrell; Piper Jaffray ; Analyst
  • Sarah DeWitt; JPMorgan ; Analyst
  • Jay Cohen; BofA Merrill Lynch ; Analyst
  • Bob Glasspiegel; Janney Montgomery Scott ; Analyst
  • Cliff Gallant; Nomura Securities ; Analyst
  • Michael Nannizzi; Goldman Sachs ; Analyst
  • Paul Newsome; Sandler O'Neill ; Analyst
  • Ian Gutterman; Balyasny ; Analyst

MANAGEMENT DISCUSSION SECTION Operator: Welcome to the Allstate third-quarter 2015 earnings conference call.

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(Operator Instructions) As a reminder, today's program is being recorded. I'd now like to introduce your host for today's program, Pat Macellaro, Vice President of Investor Relations. Please go ahead. Pat Macellaro (VP of IR): Thank you. Morning. Welcome, everyone, to Allstate's third-quarter 2015 earnings conference call. After prepared remarks by Tom...


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