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U.S. Bancorp's (USB) CEO Richard Davis on Q3 2015 Results - Earnings Call Transcript

Operator

Welcome to the U.S. Bancorp’s Third Quarter 2015 Earnings Conference Call. Following a review of the results by Richard Davis, Chairman, President and Chief Executive Officer; and Kathy Rogers, U.S. Bancorp’s Vice Chairman and Chief Financial Officer, there will be a formal question-and-answer session. [Operator Instructions]

This call will be recorded and available for replay beginning today at approximately noon, Eastern Daylight Time through Wednesday, October 22nd at 12 midnight, Eastern Daylight Time.

I will now turn the conference call over to Sean O’Connor, Director of Investor Relations for U.S. Bancorp.

Sean O’Connor - Director, IR

Thank you, Melisa, and good morning to everyone who has joined our call. Richard Davis, Kathy Rogers, Andy Cecere and Bill Parker are here with me today to review U.S. Bancorp’s third quarter 2015 results and answer your questions. Richard and Kathy will be referencing a slide presentation during their prepared remarks. A copy of the slide presentation as well as our earnings release and supplemental analyst schedules are available on our website at...


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